Minggu, 24 Februari 2008

Prudential I : Company Profile

Established in 1995, PT Prudential Life Assurance (Prudential Indonesia) is a subsidiary of Prudential plc, a leading international financial services group from the United Kingdom that has more than US$ 510 billion of funds under management, catering to more than 21 million customers worldwide (as at 30 June 2007). Combining Prudential's global experience in life insurance for more than 150 years with knowledge of local customs and businesses, Prudential Indonesia is committed to develop its business in Indonesia.
Since launching our first unit-linked (life insurance combined with investments) product in 1999, Prudential Indonesia has been a market leader of this particular product in Indonesia. Prudential Indonesia also offers a variety of products and services that are designed to fit and accommodate the needs of its customers.
As at 30 June 2007, Prudential Indonesia has 6 sales offices (in Jakarta, Medan, Surabaya, Bandung, Denpasar and Semarang) and 110 agency offices (throughout many parts of Indonesia including, Jakarta, Surabaya, Medan, Bandung, Yogyakarta, Batam and Bali). Prudential Indonesia has a network of more than 40,000 agents, serving more than 350,000 customers.
Various awards were given to Prudential Indonesia over the years, including 2007 up to June:
Best Life Insurance Company in the category of assets above Rp 5 trillion from Investor Magazine
Lifetime Achievement Award for 5-time successive Best Life Insurance Company awards from Investor Magazine
Best Life Insurance Company from Bisnis Indonesia daily
An "Excellent" grade for life insurance companies with gross premiums of above Rp 1 trillion from InfoBank Magazine
Best Call Centre in the Life Insurance category from Marketing Magazine

Our Logo
The key symbol of Prudential, and where the name of the company is taken from is the figure of Lady Prudence. Since the foundation of the company in 1848, Lady Prudence has provided a strong visual association. This figure represents one of the four cardinal virtues and signifies wise conduct. She always appears with an arrow, a snake and a mirror.
The meaning behind the symbols:
An Arrow the confident sign of the skilled marksman
A Snake the symbolic representation of wisdom
A Mirror signifying the ability to see oneself as one.

Prudential II : Products

PRUlink Funds
PRUlink funds are specially selected investment funds to complement unit-linked products (PRUlink investor account and PRUlink assurance account), while PRU syariah funds are to complement unit-linked syariah products (PRUlink syariah investor account and PRUlink syariah assurance account) managed by PT Prudential Life Assurance.
The investment plans let you choose how your premiums or contributions will be invested in a variety of funds. This means you and your loved ones can enjoy the best of both worlds - insurance protection and investment or syariah investment.
With potentially higher returns, you could plan for a cosy retirement, your children's tertiary education or whatever you truly desire. You also have the flexibility to realise some of your cash values if you have a sudden need for it.
With a wide variety of PRUlink and PRU syariah fund offerings, you can easily select those that suit your individual needs and risk profile. Seize the opportunity to make your money work even harder for you! And enjoy peace of mind by having the protection that you and your family deserve.
Now, there are 5 PRUlink investment funds you can choose from or you can make combination:
PRUlink Rupiah Managed Fund
PRUlink USD Fixed Income Fund
PRUlink Rupiah Equity Fund
PRUlink Rupiah Fixed Income Fund
PRUlink Rupiah Cash Fund and 3 PRU syariah investment fund:
PRUlink Syariah Rupiah Managed Fund
PRUlink Syariah Rupiah Equity Fund
PRUlink Syariah Rupiah Fixed Income Fund This product provides you the freedom to choose the investment funds or syariah investment funds to optimize the investment return, taking into account the Policyholder requirements and risk profile.


PRUlink Funds

PRUlink Rupiah Managed Fund
PRUlink Rupiah Managed Fund is a long-term investment fund designed to help you earn maximum investment gains through fund placements in Rupiah using instruments of investment such as bonds, stocks and other money market instruments. Allocation of funds will be determined by Fund Managers and will be subject to change at any time. This option is ideally suited if you are an investor preferring attractive long-term investment gains, and at the same time ready to sustain varied and moderate levels of investment risks.

PRUlink USD Fixed Income Fund
PRUlink USD Fixed Income Fund is a long-term investment fund designed to help you earn maximum investment gains through fund placements in US Dollar using instruments of investment such as bonds and other money market instruments. This option is ideally suited for investors who chose to maintain their investments in US Dollar, thus avoiding fluctuations in the Rupiah.

PRUlink Rupiah Equity Fund
PRUlink Rupiah Equity Fund is a vehicle to invest your fund in order to obtain investment gains medium to long-term through fund placements in quality Jakarta Stock Exchange (BEJ) listed Indonesian company stocks. This option is particularly suited if you prefer long-term investment gains with a higher rate of return, and at the same time in a condition to sustain high investment risks. Unit prices for Rupiah Equity Fund will fluctuate according to BEJ performance.

PRUlink Rupiah Fixed Income Fund
PRUlink Rupiah Fixed Income Fund is a medium to long-term investment fund designed to help you get attractive investment gains through fund placements in Rupiah using fixed income instruments such as bonds and other money market instruments. This option gives you medium to long-term investment gains with a high level of security and flexibility. It is ideally suited if you prefer a stable rate of long-term returns and in a condition to sustain moderate to low investment risks.

PRUlink Rupiah Cash Fund
PRUlink Rupiah Cash Fund is an investment fund designed to help you earn maximum investment gains through fund placements in Rupiah using money market instruments such as time deposits and SBI. This option offers you an attractive rate of returns coupled with a high security level. It is very well suited if you are a conservative investor prefering stable investment gains and in a condition to sustain low to moderate investment risks.

PRUlink Syariah Rupiah Managed Fund
PRUlink Syariah Rupiah Managed Fund is a long-term investment fund designed to help you earn maximum investment gains through fund placements in Rupiah using instruments of investment such as syariah bonds and syariah stocks. Allocation of funds will be determined by Fund Managers and will be subject to change at any time. This option is ideally suited if you are an investor preferring attractive long-term investment gains, and at the same time ready to sustain varied and moderate levels of investment risks.

PRUlink Syariah Rupiah Equity Fund
PRUlink Syariah Rupiah Equity Fund is a vehicle to invest your fund in order to obtain investment gains medium to long-term through fund placements in syariah and quality stocks listed on Jakarta Stock Exchange (BEJ). This option is particularly suited if you prefer long-term investment gains with a higher rate of return, and at the same time in a condition to sustain high investment risks.

PRUlink Syariah Rupiah Fixed Income Fund
PRUlink Syariah Rupiah Fixed Income Fund is a medium to long-term investment fund designed to help you get attractive investment gains through fund placements in Rupiah using fixed income instruments such as syariah bonds. This option gives you medium to long-term investment gains with a high level of security and flexibility. It is ideally suited if you prefer a stable rate of long-term returns and in a condition to sustain moderate to low investment risks.

Prudential III : Unit Price

PRUlink Unit Pricing
Last Updated Date: 17-Jan-2008
Fund Name
Currency
Price
First Effective Date
PRUlink Rupiah Managed Fund
IDR
4,152.70
20-Apr-1999
PRUlink USD Fixed Income Fund
USD
1.76424
20-Apr-1999
PRUlink Rupiah Equity Fund
IDR
7,381.13
25-Apr-2000
PRUlink Rupiah Fixed Income Fund
IDR
2,500.50
25-Apr-2000
PRUlink Rupiah Cash Fund
IDR
1,961.31
25-Apr-2000
PRUlink syariah Rupiah Managed Fund
IDR
1,104.49
06-Sep-2007
PRUlink syariah Rupiah Equity Fund
IDR
1,185.26
06-Sep-2007
PRUlink syariah Rupiah Fixed Income Fund
IDR
1,014.26
06-Sep-2007